Unit Trust is a form of collective investment scheme that allows investors with similar investment objectives to pool their funds together. These funds will be invested by professional fund managers in a portfolio of securities according to the fund’s objective and investment strategy.
• Professional fund management.
• Diversification to minimise risk and volatility.
• Competitive returns in the forms of capital gains and/or distributions.
• A liquid investment.
• Ease of transactions. Buy or sell investments with minimum hassle.
• Wide investment exposure to various asset classes and/or countries.
• Regulated by the Securities Commission (SC) Malaysia to protect the interest of investors.
• Enjoy the advantages of compounding.
The earlier you start investing the greater the accumulated returns on your original investment due to the compound yield.
For Example
Ms. Alia – Starts investing at age 26
Mdm. Ho – Starts investing at age 36
By starting 10 years earlier, the investment value of Ms. Alia could grow 137% more than the investment value of Mdm. Ho.
| Name | Ms Alia | Mdm Ho |
|---|---|---|
| Start Age | 26 | 36 |
| Investment period (years) | 20 | |
| Compounding period (years) | 30 | |
| Yearly investment (RM) | 10,000 | 10,000 |
| Total amount invested (RM) | 200,000 | 200,000 |
| Total investment value* at age 55 (RM) | 1,320,149 | 557,645 |